Personal finance experts are urging self-employed workers across England to implement crucial financial safeguards, including dedicated savings buffers, separate business accounts, and income protection insurance.
Labour's cap on tax-free salary sacrifice pension contributions at £2,000 by 2029 could impact millions beyond initial estimates, undermining savings incentives.
UK households face fines of up to £900 for missing the Self Assessment deadline, with initial £100 penalties and daily charges. HMRC offers de-registration options and warns against scams.
NatWest Group will shut 32 bank branches across the UK in 2026, adding to over 1,500 closures since 2015 as digital banking grows. The full list includes locations from Aldershot to Welwyn Garden City.
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HM Treasury has issued an update rejecting proposals for a car insurance subsidy scheme aimed at reducing costs for low-income households, following discussions in Westminster.
The Bank of England's Monetary Policy Committee voted to maintain interest rates at 3.75%, with a narrow 5-4 split suggesting future reductions. Mortgage brokers indicate competitive deals may persist, offering relief to borrowers.
A total of 21 bank branches are set to close across the UK this February, with Lloyds Banking Group leading the closures. The shift to digital banking continues to impact high streets nationwide.
Millions of UK households could pay unnecessary tax by missing key allowances before the April 5 deadline. Experts warn of common mistakes with ISAs and pensions.
Lightyear CEO Wander Rutgers warns Chancellor Rachel Reeves that reducing the cash ISA allowance to £12,000 for under-65s will hinder investment and wealth accumulation, advocating instead for a unified 'One ISA' system.
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Santander is providing up to £150 cashback to eligible customers in Birmingham who purchase new life insurance policies, with additional £200 bonuses for account switchers.
HMRC alerts UK households that individuals born between 2002 and 2011 may have unclaimed Child Trust Fund money averaging £2,200, urging immediate checks.
A free online service helps UK senders compare courier prices instantly, offering significant savings compared to booking directly with postal services like Royal Mail.
Lloyds Banking Group confirms closure of 95 branches across the UK, with 10 in the West Midlands. The closures include five in Birmingham and others in Dudley, Wednesbury, Uttoxeter, and Wolverhampton, set for completion by March 2027.
A wave of bank closures sweeps the UK this week, with over 125 branches shutting, including Lloyds and Halifax locations in the West Midlands. The move is part of a broader trend towards digital banking.
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Over 40,000 new Nationwide customers have received free £175 payments after switching from rival banks, part of a broader trend of financial incentives in the banking sector.
Millions of state pensioners will see payments rise from April 2026, with those born after 1950 getting a £575 annual increase under the triple lock system, while older retirees receive a smaller boost.
The EuroMillions draw on February 13 features a massive £45 million jackpot, with the draw at 8:45 PM. Players also get a chance in the UK Millionaire Maker game.
Millions of self-employed individuals and property owners face new digital tax reporting requirements starting April 2026, with experts warning many are unprepared for the shift.
Millions of Brits are being advised to examine their life insurance policies for a crucial but often overlooked feature: Terminal Illness Benefit, which allows early payouts in cases of terminal illness.
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Barclays reveals romance scam victims lost £7,000 on average in 2025, with AI making scams harder to detect. Experts warn customers to stay vigilant.
A life-changing £1 million EuroMillions prize purchased in Birmingham has expired unclaimed after 180 days. The funds will now support National Lottery projects across the city.
Nationwide Building Society has announced significant reductions in fixed mortgage rates, with its lowest rate now at 3.54%. The cuts apply to various products for home movers, remortgages, and switchers.
Wye Finance Co, a car finance company operating since 1959, has entered administration. Administrators have been appointed, affecting motorists across Herefordshire, Shropshire, Worcestershire, and Wales.
HMRC has corrected a state pension forecasting tool after a nine-year error potentially misinformed nearly a million people about their retirement income, risking lower pensions than expected.
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NatWest, Nationwide, and Santander customers with £10,000 savings could miss out on £293 annually due to low interest rates, as challenger banks offer significantly higher returns.
Millions of Sky Mobile users will see their data tariffs increase by £1.50 per month from Saturday, February 14, adding £18 annually to typical plans. The company cites rising industry costs as the reason.
Amazon has introduced a direct bank transfer payment option, but experts urge caution as it may weaken key consumer protections like Section 75 and chargeback rights.
Lloyds, NatWest, and Santander announce the closure of 244 bank branches across the UK in 2026 and 2027, with 15 new banking hubs to replace them. Full details and locations included.
HMRC has issued a warning to cryptocurrency holders about potential penalties for failing to report gains. The tax authority emphasizes that crypto gains count toward the £3,000 Capital Gains tax-free allowance.
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A parliamentary committee warns that NS&I's modernisation programme has exposed taxpayers to unacceptable risk, with costs tripling to £3bn while delivering little transformation.
