HMRC 'Wait' Warning for ISA Overpayments
HMRC tells savers to 'wait' for a letter if they overpaid into an ISA. Find out the tax implications and the crucial steps you must take now to avoid penalties.
Category : Finance Banking
Teach Kids Money Habits from Age 3, Experts Advise
Financial experts urge parents to start teaching children about money as young as three. Discover the best savings accounts, Junior ISAs, and long-term strategies to build lifelong financial resilience.
HMRC Tax-Free Allowance Hiked to £20,070 for Some
HMRC increases the tax-free personal allowance for some households to £20,070. Learn how the Rent a Room scheme lets you earn £7,500 tax-free from lodgers.
Tax-Free Allowance to Hit £27,070 with Three Hacks
HMRC is set to increase your effective Personal Allowance to £27,070. Discover three legitimate 'hacks' including Rent a Room and Tax-Free Childcare that could save you thousands.
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Get £175-£200 for Switching Bank Accounts Before Christmas
Major UK banks like Nationwide, Lloyds, and Santander are offering cash incentives of up to £200 for switching current accounts. Act fast to secure your festive financial boost. Compare deals and requirements now.
Mums could lose £85,000 under Labour pension changes
New analysis reveals mothers could be £85,000 worse off in retirement due to Labour's cap on tax-free pension contributions via salary sacrifice. See the full impact.
UK ISA rule change brings £162 penalty for cash holdings
UK households could be hit with a £162 tax penalty under new HMRC rules targeting cash held in Stocks & Shares ISAs. Learn how the 2027 changes affect your savings.
Savers warned of £8,000 ISA allowance cut
Experts warn of 'unnecessary tax' as the cash ISA limit drops to £12,000 in 2027. Learn how to protect your savings and maximise your personal savings allowance.
Act in 'Sweet Spot' for Big Car Insurance Savings
Consumer experts reveal the crucial three-week window to renew car insurance and slash costs. Learn the exact timing to avoid paying hundreds more.
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Big Bank Savers Urged to Move Money for Better Rates
Money experts warn savers with major high street banks like Nationwide, Lloyds, and NatWest could be missing out on far better interest rates offered by online providers. Discover the top accounts now.
Lloyds Bank £4.2m Grants Fight Financial Stigma
Lloyds Bank's charitable foundations award £4.2 million to 66 UK charities, aiming to break down the stigma preventing people from seeking financial help. Discover how the fund works.
Santander to buy TSB in £2.65bn deal
Santander agrees to acquire TSB for £2.65 billion, creating the UK's third-largest bank. The TSB name is likely to disappear from the high street. Full details inside.
Check Your Premium Bonds for January Prizes
NS&I urges Premium Bonds holders to check for prizes after the first draw of 2025. Winners from Suffolk and Berkshire scoop £1m. See how to check and the latest prize fund rate changes.
Don't ditch salary sacrifice over new £2,000 rule
Experts warn UK households not to stop pension contributions despite a new cap on National Insurance savings from salary sacrifice. Learn how to protect your finances.
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Nationwide £175 Switch Bonus Lands in January
Nationwide Building Society is paying a £175 cash bonus to new customers who switch accounts in January 2026. Find out the steps to claim this post-Christmas financial boost.
NatWest cuts savings rates from January 19
NatWest is reducing interest rates on multiple savings accounts from January 19, following the Bank of England's base rate cut. Savers are urged to review their options.
Lloyds Bank confirms more branch closures for 2026
Lloyds Banking Group will shut more high street branches in 2026, citing a major decline in counter transactions. Midlands locations affected. Read the full story.
Claim £3,148 Child Benefit if you earn under £80k
HMRC urges UK households where a parent earns under £80,000 to claim Child Benefit, worth up to £3,148 annually. Claim online for cash and vital National Insurance credits.
UK households warned 'hoarding cash' makes them poorer
New research reveals UK households are among the least financially disciplined, saving under 5% of income. Experts warn hoarding cash is eroding wealth. Discover the data and reasons behind the trend.
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Savers lose £333 by sticking with high street banks
Savings expert Matthew Jenkin warns UK bank customers could miss out on £333 interest on £10k by not switching from high street banks. Find out how to maximise your savings in 2026.
Get £200 for switching bank accounts this January
Santander, First Direct, and Nationwide are offering up to £200 in free cash for new customers who switch accounts. Learn how to qualify for these New Year's banking deals and boost your finances.
HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Warning Over HMRC Scam That Peaks Every January
Experts warn of a surge in HMRC tax refund scams every January. Learn how to spot fake texts and protect your money from fraudsters.
FTSE 100 breaks 10,000 points in New Year surge
The FTSE 100 index crossed the 10,000 point threshold on the first trading day of 2026, hailed by Chancellor Rachel Reeves as a 'vote of confidence' in the UK economy. Experts warn investors to stay cautious.
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8 Money Saving Challenges for £1,000s in 2026
Yorkshire Building Society reveals eight clever savings challenges, including the 5p and 100-envelope methods, that could help you stash thousands of pounds by the end of 2026.
Pound struggles against Euro, down from 1.21 to 1.15
The Pound has fallen over 5% against the Euro in 2025, hitting 1.15. Experts warn it could drop further in 2026 and advise travellers to purchase currency now to lock in rates.
Banks Offer £200 to Switch Accounts in Early 2026
Santander, Nationwide and First Direct are offering cash incentives up to £200 for new customers. Find out how to switch from banks like NatWest, Barclays and Lloyds.
HMRC to get automatic crypto data in tax crackdown
UK crypto investors face new rules as HMRC will receive automated data from exchanges from 2026 to tackle unpaid Capital Gains Tax. Learn how to comply.
5p Money-Saving Challenge Could Save You £3,400
A UK building society reveals a clever savings hack starting with just 5p. By increasing your daily savings by 5p, you could accumulate nearly £3,400 in a year. Discover the easy step-by-step method and other effective saving challenges.
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HMRC's 2026 side hustle tax warning for Brits
HMRC urges Brits starting side hustles in 2026 to check tax rules. Learn about the £1,000 trading allowance and £6,000 capital gains threshold to avoid penalties.
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