Premium Bonds holders, particularly those in Birmingham, are being encouraged to check their numbers immediately after the results of the first major draw of 2026 were published. National Savings and Investments (NS&I) has announced the winners for the January prize fund, with two lucky savers from the Birmingham area each landing a £100,000 windfall.
Birmingham's Big Winners in the January Draw
The monthly draw, which took place following the first working day of the year, offers millions of savers the chance to win tax-free prizes ranging from £25 to the coveted £1 million jackpot. This month, Birmingham residents featured prominently on the list of high-value winners. Alongside the two top-tier £100,000 prizes, the region secured an additional 12 rewards valued at £10,000 or more.
The first £100,000 winning bond from Birmingham, numbered 572WV498937, was purchased in March 2024. The second, bond number 379GH511301, was bought much earlier, in January 2020, proving that even older holdings have a strong chance of hitting a major prize. The odds of any single £1 bond winning a prize currently stand at 22,000 to 1.
Full List of Major Birmingham Prize Bonds
NS&I has released the complete list of 14 high-value winning bonds for the Birmingham area from the January 2026 draw. Savers should check their bond numbers carefully against the following:
- £100,000 - 572WV498937
- £100,000 - 379GH511301
- £50,000 - 649FD531410
- £25,000 - 225XN764269
- £25,000 - 550FJ384618
- £25,000 - 651XX881157
- £10,000 - 185GJ656432
- £10,000 - 653BC090697
- £10,000 - 541WY591041
- £10,000 - 211PK756762
- £10,000 - 379NH280786
- £10,000 - 611SR493287
- £10,000 - 607HT228626
- £10,000 - 488HD676715
How to Check for Prizes and Notable National Wins
Savers across the UK can check if they have won any prize in the January draw by using the official prize checker tool on the NS&I website or via their mobile app. The checker is updated the day after the first working day of each month. For January 2026, the results were loaded on Saturday, January 3rd.
The draw also highlighted stories of significant wins from savers with modest holdings. A notable winner from the Hampshire and Isle of Wight region won £10,000 with a bond purchased for just £10 in August 1967. Adjusted for inflation, that initial £10 investment is equivalent to roughly £160 today. Another saver from the same region won £5,000 with a holding of just £133.
In total, 19 savers nationwide won a substantial prize despite holding less than £1,000 in Bonds. This included a Somerset resident who secured a £50,000 prize from an £810 holding and an overseas customer who won £10,000 from a £544 investment.
What Happens Next for Winners?
All Premium Bonds prizes are paid directly into the winner's bank account or reinvested into more Bonds, depending on their chosen preference. Winners of the largest prizes are typically contacted directly by NS&I's Agent, Prize Delivery. However, all bondholders are responsible for checking their own numbers each month to ensure they don't miss out on a life-changing sum.
The next draw will take place in early February 2026, with another two £1 million jackpots up for grabs. With stories emerging of decades-old, minimal investments yielding huge returns, the message from January's results is clear: it is always worth checking your Premium Bonds numbers.
