Drivers Encouraged to Invest in Affordable Roadside Recovery Policies
Motorists across the UK are being urged to consider purchasing roadside recovery cover as a cost-effective safety measure. Basic policies are available from as little as £15 per year, providing essential protection for drivers and road users.
Tailoring Your Policy to Specific Needs
Kara Gammell from the comparison website MoneySuperMarket emphasizes the importance of customizing breakdown cover. "Basic roadside assistance is usually the cheapest option, while national recovery, onward travel and at-home start add extra protection, but can also increase costs," she explains. "It's crucial to tailor your policy rather than assuming you need every available add-on."
Most insurance providers offer a range of options with varying levels of coverage. While the most economical policies start at approximately £15 annually, comprehensive plans can exceed £100 per year.
Highly Rated Breakdown Cover Providers
A recent survey conducted by the consumer group Which? identified four top-rated roadside assistance companies based on customer satisfaction and response times:
- Aviva
- Axa Assistance
- Autonational Rescue
- Start Rescue
Understanding Different Types of Coverage
Major providers like The AA and Green Flag typically offer two primary forms of breakdown protection:
Vehicle Cover: This option applies to a single vehicle regardless of who is driving it. It often represents the most economical choice, particularly for single-vehicle households where purchasing multiple personal policies would be more expensive.
Personal Cover: This protection follows the individual policyholder as either a driver or passenger in any vehicle, including cars, vans, and motorcycles. It can be more cost-effective for people who regularly use multiple vehicles.
Personal cover policies can be extended to include additional household members through joint cover (for two people) or family cover (for up to four individuals).
By carefully selecting appropriate coverage levels and comparing provider options, drivers can obtain valuable roadside assistance without overspending on unnecessary features.
