Thousands of people across the UK could lose out on nearly £2,400 a year due to a little-known Department for Work and Pensions (DWP) deadline affecting new benefit claims.
Critical April Cut-Off for New Claims
The crucial date for anyone considering applying for Universal Credit for the first time is April 5, 2026. A significant rule change coming into force the following day means that individuals who start their claim on or after April 6 will receive a substantially reduced payment for a key component of the benefit.
This change specifically targets the Limited Capability for Work and Work-Related Activity (LCWRA) element. For new claims beginning from April 6, the Labour government will slash this weekly payment from £94 down to just £50.
Financial Impact of Missing the Deadline
The reduction represents a severe financial blow to those with health conditions or disabilities that significantly limit their ability to work. According to analysis by the disability and benefits advice organisation Benefits and Work, the monthly figures highlight the stark difference.
Claimants who apply in time will continue to receive the full LCWRA payment, which is £423.27 per month currently, rising to £429.80 from April 2026. However, those who miss the April 5 deadline are likely to receive approximately £217.26 per month for the same component starting in April.
This creates a monthly shortfall of over £206, which accumulates to nearly £2,400 lost over a full year. It is vital to understand that this change only affects new claimants; existing Universal Credit recipients who already receive the LCWRA element will not see their payments reduced.
Understanding LCWRA and Who is at Risk
The LCWRA element is an additional amount paid on top of the standard Universal Credit allowance to claimants who are assessed as having limited capability for work and work-related activity. This is determined via a Work Capability Assessment (WCA).
The key points for claimants are:
- The cut applies specifically to the LCWRA element for new claims from April 6, 2026.
- If you apply and are found to have LCWRA before April 6, you will be protected on the higher rate.
- Claimants assessed as having Limited Capability for Work (LCW) generally do not receive extra money, except in specific historical cases.
- If you are part of a couple and your partner already gets an LCWRA payment, you will not be eligible for the extra amount.
Experts are urging anyone who believes they may have a health condition or disability that could qualify them for LCWRA to begin their Universal Credit application process immediately to beat the deadline and secure the higher level of financial support.
