New figures reveal that thousands of Britons could be paying more council tax than necessary, with many eligible households unaware of available financial support.
Last year, 3.7 million people in England benefited from Council Tax Reduction schemes, potentially saving them hundreds of pounds annually on their bills. However, charity Age UK warns that numerous eligible individuals are not claiming the support they're entitled to receive.
Who qualifies for Council Tax Reduction?
The charity has issued fresh guidance explaining that Council Tax Support is available to those on low incomes or receiving certain benefits, regardless of whether they own their home or rent.
Your employment status does not affect your eligibility to make a claim, according to Age UK's latest advice. However, the specific rules and support levels vary significantly between different local authorities.
How much support could you receive?
The amount of reduction depends on several factors that councils consider when assessing claims. These include your age, total income (including benefits), savings level, household composition, and your current council tax bill amount.
Age UK highlights that those receiving disability or carer's benefits might qualify for additional support. Pensioners receiving the Guarantee Credit element of Pension Credit could have their council tax paid in full.
Even if you don't receive Guarantee Credit but have a low income and savings below £16,000, you might still be eligible for partial assistance.
Important differences between age groups
The charity notes a significant distinction in how support is calculated depending on your age. Those below State Pension age are assessed under typically less generous 'working age scheme' rules set by individual councils.
Age UK emphasises: "Each council has their own rules so you should check what the rules are in your area" to understand exactly what support you might receive.
How to claim your Council Tax Reduction
The first step to making a claim involves contacting your local council directly. For Birmingham residents, this means applying to Birmingham City Council, either through their online council account system or via other application methods offered by the local authority.
With many households facing financial pressure, ensuring you're not overpaying on council tax could provide essential financial relief for eligible families and individuals across the country.
