UK First-Time Buyer Mortgage Hits Record £210,800
First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.
Category : Search result: average mortgage
Mortgage Rates to Fall Below 3.5% in 2026
UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.
Mortgage rates set to tumble, brokers predict sub-3.5% deals
Brokers forecast a mortgage price war in early 2026, with rates potentially falling below 3.5%. Leeds Building Society has already cut rates, signalling a competitive start to the year.
New Average Speed Cameras Installed Across Birmingham
Birmingham launches a major road safety crackdown with new average speed cameras at six locations and widespread 30mph limits. Find out where and why.
New Birmingham Speed Cameras Activated
Birmingham launches six new average speed camera zones to enforce 30mph limits. See the full list of locations and the council's road safety warning.
Stafford & Rugby Named in Top 10 UK Property Hotspots
Lloyds data reveals the UK's top property towns for 2025, with Plymouth leading and two West Midlands locations making the list. Discover the full ranking and price growth.
Lloyds Bank issues major house price warning
Lloyds Bank reveals UK areas where house prices fell sharply, with one town seeing values drop over £36,000. Expert advice on navigating the shifting property market.
2025 UK House Price Hotspots: Plymouth Up 12.6%
Lloyds Bank reveals the UK's top property hotspots and coldspots for 2025. Discover where prices rose fastest, like Plymouth, and fell most, including Solihull. Get expert insights for your next move.
Free Mortgage Switch Trick for Halifax, Nationwide, Santander
Halifax, Nationwide and Santander are allowing mortgage holders to switch deals months early without charges. Discover how to lock in lower rates and potentially save thousands.
UK Mortgage Rates Set to Drop Below 3% in 2026
UK homeowners could see mortgage rates dip below 3% by spring 2026, experts forecast. Falling inflation and lender competition are set to bring major relief. Read the full analysis.
Mortgage shock for 4.5 million UK households
Nearly half of UK mortgage holders will see bills rise by £768 a year as fixed deals expire. The Bank of England warns of payment shocks despite recent rate cuts.
HSBC offers £2,000 cashback for first-time buyers
HSBC boosts mortgage cashback to a maximum of £2,000 to help first-time buyers with upfront costs. Experts predict a potential price war in the UK mortgage market. Read the full analysis.
Birmingham's 2026 speed crackdown with new 30mph limits
Birmingham launches major road safety drive for 2026, cutting speed limits on 27 routes to 30mph and installing new average speed cameras. Drivers face increased fines.
Birmingham drivers face new 30mph limits and cameras in 2026
Birmingham launches major road safety drive for 2026, cutting speed limits on 27 key roads to 30mph and installing new average speed and red light cameras. Find out which routes are affected.
West Midlands Property Prices Fall £4k, Rebound Expected
Average asking prices in the West Midlands fell by £4,000 in December. Rightmove predicts a Boxing Day bounce and 2% growth in 2026. Read the full market analysis.
13,000+ drivers caught speeding on Birmingham road
Exclusive data reveals Birmingham's speeding hotspots as average speed cameras record 90,000 offences. Discover the city's most notorious roads and new safety plans.
Lloyds Bank app feedback & first-time buyer affordability
Lloyds Bank responds to customer's app feature request as new data reveals improved affordability for first-time buyers, with mortgage costs stabilising. Read the latest updates.
Lloyds: Rent Costs £259 More Per Month Than Mortgages
New Lloyds Bank research reveals renting is now £259 per month more expensive than average first-time buyer mortgage costs. Discover the shifting affordability landscape.
Mortgage rates predicted to drop below 3% next year
UK mortgage brokers forecast a major rate war in 2026, with deals potentially falling below 3%. Experts predict a 'mortgage comeback' driven by falling inflation and lender competition. Discover what this means for borrowers.
New Average Speed Cameras Installed Across Birmingham Roads
Birmingham City Council and West Midlands Police have expanded the city's speed enforcement network with new Average Speed Cameras on key routes. Discover the affected roads and the safety goals behind the initiative.
UK mortgage repayments to fall after Bank of England rate cut
UK homeowners and first-time buyers set for lower monthly costs after the Bank of England's base rate cut this week, unlocking pent-up housing demand. Read expert analysis.
New average speed cameras for 6 Birmingham roads in 2026
Birmingham City Council is installing average speed cameras on six new routes in 2026, expanding enforcement across the city. Drivers urged to stick to limits to save lives.
Mortgage rates set to plunge below 3% in price war
UK mortgage rates are poised to fall below 3% by spring after a Bank of England rate cut, with lenders expected to launch a competitive price war in January. Discover what this means for homebuyers.
UK tracker mortgages get £345 boost after rate cut
Over 500,000 UK homeowners on tracker mortgages will see monthly payments fall by nearly £29 after the Bank of England's decision. Find out what it means for you.
Nationwide Slashes Mortgage Rates from January 2026
Nationwide Building Society will reduce its Standard Mortgage Rate by 0.25% to 6.49% from 1 January 2026, following the Bank of England's base rate cut. Find out what this means for your repayments.
Business Leaders Demand Bold Rate Cut from Bank of England
UK business owners call on Bank of England Governor Andrew Bailey to slash interest rates as inflation falls. A cut could boost mortgages but hit savers. Read the latest ahead of the BoE's crucial decision.
Civil servant on £27k can't afford heating due to benefits rule
Julie Prince, a civil servant from Somerset, reveals 80% of her salary goes on bills. She can't afford heating and is ineligible for Universal Credit due to her mortgage. Read her story.
Warning as thousands of pensioners die with mortgage debt
A stark warning is issued as thousands of state pensioners die with outstanding mortgage debt, leaving families to foot the bill. Discover the scale of the crisis and the call for new lending solutions.
20,000 drivers caught by Birmingham speed cameras
Nearly 20,000 motorists were caught speeding on two major Birmingham roads in 2025. Discover the hotspots and new 30mph limits coming to the city.
Metro Bank credit file markers add to grief of bereaved family
A grieving family faces mortgage refusal after Metro Bank declines to remove late payment markers from their credit file, despite their son's death. Read their story.
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