2026 UK Housing Market: Steady Growth Predicted
Mortgage expert Sam Fox forecasts a solid year for UK buyers in 2026, with falling rates and new products boosting affordability. Discover regional trends and top tips for securing a mortgage.
Category : Search result: rent to own mortgage
Use Rent a Room to raise your Personal Allowance by £7,500
Facing frozen tax thresholds? Discover how HMRC's Rent a Room Scheme can legally increase your Personal Allowance to £20,070. Learn the rules and see if you qualify to slash your tax bill.
Santander hikes mortgage rates while NatWest cuts
Santander increases some mortgage rates as NatWest reduces others. Brokers urge borrowers to secure deals now, with market choice at a 19-year high. Act before rates shift.
New 100% 'Rent to Own' mortgage helps renters buy without deposit
Hanley Economic Building Society launches a 100% mortgage for renters. Applicants need a £25k minimum income and a clean rental history. Experts warn of risks but hail a new route onto the property ladder.
Lloyds Cuts Mortgage Rates for Exclusive Club Members
Lloyds Bank has reduced rates on its Club Lloyds mortgages, offering the market's cheapest two-year fix. Experts warn against switching just for the rate. Discover if you're eligible.
Save £500+ with 5 Simple Supermarket Swaps
A savings expert reveals five easy own-brand swaps for toilet paper, cereal, cheese, beans, and bread that could cut over £500 from your annual grocery bill. Start saving now!
Mortgage deals at highest level since 2007
Borrowers have the widest choice of UK mortgage deals since 2007, with rates falling and high LTV options booming. Experts say now is a prime time to seek advice and move.
Santander pays customers up to £150 for new policy
Santander is offering cashback of £100 or £150 to customers who take out a new life insurance policy. Find out if you're eligible and how to claim the payment.
High Mortgage Costs to Temper UK House Sales in 2026
UK Finance forecasts a slight dip in UK house sales for 2026 as high mortgage costs and tight affordability limit buyer borrowing. Discover the full market outlook and key data.
UK households to see £275 monthly mortgage saving
UK homeowners could save around £275 a month as the Bank of England cuts rates. Tracker mortgages see immediate relief. Find out what it means for you.
Santander's 2026 Broker Pledges: Full List
Santander UK renews its Broker Pledges for 2026, promising no dual pricing, advance notice on withdrawals, and improved product transfers. Discover the full list of commitments.
Major UK banks slash mortgage rates in 2026
Lloyds, Halifax, Barclays, and HSBC have all cut mortgage rates, with Lloyds offering the market's lowest at 3.47%. Discover the best deals for homeowners and remortgaging.
Santander pays £150 cashback for life insurance
Santander bank is offering customers up to £150 cashback for taking out a life insurance policy. The offer, provided via Aviva, aims to help families secure financial protection.
Barclays cuts mortgage rates in major Friday change
Barclays slashes purchase and remortgage rates from 9 January, joining HSBC and Halifax. Experts predict fierce lender competition in 2026. Read the latest.
FCA Proposes Major Mortgage Rule Changes for 2026
The UK's financial regulator unveils plans to modernise mortgage lending, aiming to help first-time buyers, the self-employed, and older borrowers. Reforms could begin in 2026.
UK households can save £539 by switching 5 items
UK families could save over £500 annually by choosing own-label cheese, bread, toilet paper, baked beans, and cereal. Expert analysis reveals the simple swap for big savings.
Stoke-on-Trent council rent hike of 4.8% proposed
Stoke-on-Trent City Council plans a 4.8% rent increase from April 2026, adding £4.29 weekly for tenants. Read the full details and impact on housing services.
New £7.4m affordable housing scheme for Wednesbury
A £7.4m development of 34 affordable homes is underway in Wednesbury, tackling an urgent need in the Black Country. The project will create jobs and apprenticeships.
69,000 households face £321 monthly mortgage hike
Tens of thousands of UK homeowners face a sharp rise in mortgage costs as five-year fixed-rate deals from 2021 expire. Expert advice on navigating the remortgage shock.
HSBC Confirms Major Mortgage Rate Cuts This Week
HSBC UK has announced a series of mortgage rate reductions impacting millions, with cuts of up to 0.18%. See the full list of new rates for remortgages, home movers, and first-time buyers.
UK house prices fall 0.4% in December 2025
UK house prices fell 0.4% month-on-month in December 2025, with annual growth slowing to 0.6%. Discover how the West Midlands and other regions performed and the 2026 outlook.
Tax-Free Allowance Hits £16,320 with Rent a Room
UK households can now earn up to £7,500 tax-free from renting a spare room, potentially raising their Personal Allowance to £16,320. Learn the rules and how to benefit.
Barclays: Family Bank Lends £81k to Second-Steppers
Barclays reveals a fifth of second-steppers rely on family cash, averaging £81k. Discover the data shaping the UK property market and what experts say is next.
Best Supermarket Cola Dupe Saves £91 Annually
A family blind taste test of own-brand colas from Asda, Tesco, Aldi, Lidl, and Morrisons reveals the top alternative to Coca-Cola, with major savings on sugar and cost.
HMRC Tax-Free Allowance Hiked to £20,070 for Some
HMRC increases the tax-free personal allowance for some households to £20,070. Learn how the Rent a Room scheme lets you earn £7,500 tax-free from lodgers.
Tax-Free Allowance to Hit £27,070 with Three Hacks
HMRC is set to increase your effective Personal Allowance to £27,070. Discover three legitimate 'hacks' including Rent a Room and Tax-Free Childcare that could save you thousands.
HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Welsh Housebuilder Upbeat on 2026 Housing Market Outlook
Family-run builder Llanmoor Homes reports a surge in enquiries post-Budget, predicting a strong 2026 for Welsh housing. Lower interest rates and Help to Buy scheme fuel optimism.
Nationwide: House Prices Fell in December, Slowdown to Continue
Nationwide's latest data reveals an unexpected 0.4% monthly fall in UK house prices in December 2025, with annual growth slowing sharply. Experts warn the market stagnation is likely to persist through 2026. Read the full analysis.
UK First-Time Buyer Mortgage Hits Record £210,800
First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.
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