Londoners need nine years to save for a house deposit
Nationwide reveals a stark regional divide in deposit saving times, with Londoners needing nine years. Discover the affordability challenges and where the market is improving.
Category : Search result: mortgage deposit
High Street Banks Cut Mortgage Rates for Buyers
Virgin Money and Halifax announce significant mortgage rate cuts of up to 0.24%, favouring home buyers. Experts analyse the market shift ahead of key inflation data.
Massive Week for UK Mortgages as Key Data Looms
UK mortgage brokers warn borrowers to prepare for volatility as crucial wage and inflation data is released this week, which could reverse recent rate cuts or spark a price war.
UK house prices jump nearly £10,000 in January
UK house prices surged by £9,893 on average in January, the biggest monthly rise in a decade. Experts say seller confidence is rebounding, but warn against over-optimism.
Nationwide Cuts Mortgage Rates from Saturday
Nationwide's The Mortgage Works cuts buy-to-let rates by up to 0.15% for new and existing customers. Find out the new rates and how landlords can benefit.
Weight loss drugs could reduce mortgage borrowing power
Spending on weight loss drugs like Wegovy may cut the mortgage you can get by thousands. Experts warn lenders treat these costs as committed outgoings in affordability checks. Discover the impact on your finances.
Nationwide cuts mortgage rates by up to 0.20%
Nationwide Building Society announces major mortgage rate cuts effective 15 January, with a new headline rate of 3.50%. Experts predict a boost for the 2026 property market.
2026 UK Housing Market: Steady Growth Predicted
Mortgage expert Sam Fox forecasts a solid year for UK buyers in 2026, with falling rates and new products boosting affordability. Discover regional trends and top tips for securing a mortgage.
Santander hikes mortgage rates while NatWest cuts
Santander increases some mortgage rates as NatWest reduces others. Brokers urge borrowers to secure deals now, with market choice at a 19-year high. Act before rates shift.
New 100% 'Rent to Own' mortgage helps renters buy without deposit
Hanley Economic Building Society launches a 100% mortgage for renters. Applicants need a £25k minimum income and a clean rental history. Experts warn of risks but hail a new route onto the property ladder.
Lloyds Cuts Mortgage Rates for Exclusive Club Members
Lloyds Bank has reduced rates on its Club Lloyds mortgages, offering the market's cheapest two-year fix. Experts warn against switching just for the rate. Discover if you're eligible.
Mortgage deals at highest level since 2007
Borrowers have the widest choice of UK mortgage deals since 2007, with rates falling and high LTV options booming. Experts say now is a prime time to seek advice and move.
Santander pays customers up to £150 for new policy
Santander is offering cashback of £100 or £150 to customers who take out a new life insurance policy. Find out if you're eligible and how to claim the payment.
High Mortgage Costs to Temper UK House Sales in 2026
UK Finance forecasts a slight dip in UK house sales for 2026 as high mortgage costs and tight affordability limit buyer borrowing. Discover the full market outlook and key data.
UK households to see £275 monthly mortgage saving
UK homeowners could save around £275 a month as the Bank of England cuts rates. Tracker mortgages see immediate relief. Find out what it means for you.
Nationwide's warning over coin deposit 'maximum amounts'
Nationwide Building Society has issued a reminder to millions of customers about the 'maximum amount' rules for depositing coins. Learn how to organise your coins and the daily cash limits to ensure a smooth branch visit.
Santander's 2026 Broker Pledges: Full List
Santander UK renews its Broker Pledges for 2026, promising no dual pricing, advance notice on withdrawals, and improved product transfers. Discover the full list of commitments.
Major UK banks slash mortgage rates in 2026
Lloyds, Halifax, Barclays, and HSBC have all cut mortgage rates, with Lloyds offering the market's lowest at 3.47%. Discover the best deals for homeowners and remortgaging.
Santander pays £150 cashback for life insurance
Santander bank is offering customers up to £150 cashback for taking out a life insurance policy. The offer, provided via Aviva, aims to help families secure financial protection.
Barclays cuts mortgage rates in major Friday change
Barclays slashes purchase and remortgage rates from 9 January, joining HSBC and Halifax. Experts predict fierce lender competition in 2026. Read the latest.
FCA Proposes Major Mortgage Rule Changes for 2026
The UK's financial regulator unveils plans to modernise mortgage lending, aiming to help first-time buyers, the self-employed, and older borrowers. Reforms could begin in 2026.
69,000 households face £321 monthly mortgage hike
Tens of thousands of UK homeowners face a sharp rise in mortgage costs as five-year fixed-rate deals from 2021 expire. Expert advice on navigating the remortgage shock.
HSBC Confirms Major Mortgage Rate Cuts This Week
HSBC UK has announced a series of mortgage rate reductions impacting millions, with cuts of up to 0.18%. See the full list of new rates for remortgages, home movers, and first-time buyers.
Birmingham rental scam: Police hunt deposit thief
West Midlands Police appeal for help to find a man after a woman was allegedly duped out of a property deposit in Birmingham. Call 101 with info.
UK house prices fall 0.4% in December 2025
UK house prices fell 0.4% month-on-month in December 2025, with annual growth slowing to 0.6%. Discover how the West Midlands and other regions performed and the 2026 outlook.
Barclays: Family Bank Lends £81k to Second-Steppers
Barclays reveals a fifth of second-steppers rely on family cash, averaging £81k. Discover the data shaping the UK property market and what experts say is next.
HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Welsh Housebuilder Upbeat on 2026 Housing Market Outlook
Family-run builder Llanmoor Homes reports a surge in enquiries post-Budget, predicting a strong 2026 for Welsh housing. Lower interest rates and Help to Buy scheme fuel optimism.
Nationwide: House Prices Fell in December, Slowdown to Continue
Nationwide's latest data reveals an unexpected 0.4% monthly fall in UK house prices in December 2025, with annual growth slowing sharply. Experts warn the market stagnation is likely to persist through 2026. Read the full analysis.
UK First-Time Buyer Mortgage Hits Record £210,800
First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.
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