People earning under £40,000 are being urged to check their eligibility for Department for Work and Pensions (DWP) benefits. Money Saving Expert (MSE), founded by Martin Lewis, highlights that many individuals on low incomes may qualify for support. The site states that those with a household income under £40,000 a year, especially renters with children, should verify their benefit entitlement.
Benefits Are Not Just for the Unemployed
MSE explains that state support is designed to assist people in various circumstances, including those struggling on low incomes, new families, and individuals with long-term medical conditions. Even high earners could qualify for certain forms of help. The key message is that benefits are available to a wide range of people, not solely those out of work.
Unclaimed Benefits Total £24.1 Billion
According to Policy In Practice, an estimated £24.1 billion in income-related benefits and social tariffs will go unclaimed across Great Britain in 2025/26. Accessing this support could raise living standards, prevent crises, and reduce pressure on public services. However, many eligible individuals are not receiving the help they need.
The highest unclaimed amounts are found in Universal Credit, Council Tax Support, and Carer’s Allowance. The largest numbers of missed claims relate to broadband social tariffs, water discounts, and Council Tax Support, indicating a need for improved visibility and access to essential support.
Universal Credit Eligibility
The DWP states that Universal Credit is available to those on a low income or needing help with living costs. This includes people who are out of work, working (including self-employed or part-time), or unable to work due to a health condition. Checking eligibility is straightforward and could provide significant financial assistance.



