New Law Protects Supermarket Savings Schemes
A new UK law now protects money in supermarket savings schemes, preventing a repeat of the 2006 Farepak scandal. Find out which major retailers are affected.
Category : Finance Banking
HMRC Rule Can Increase Tax-Free Allowance to £13,830
A legitimate HMRC rule allows married couples to transfer part of their Personal Allowance, potentially boosting one partner's tax-free limit to £13,830 and saving up to £1,258. Act before the April 5 deadline.
ISA rule change to penalise 'sensible' cash savers
Chancellor Rachel Reeves's Autumn Budget changes will force savers to invest £8,000 of their ISA allowance. Experts warn it penalises low-risk savers and complicates retirement planning. Read the full analysis.
HMRC update on tax discrepancies for state pensioners
HMRC has issued guidance after a state pensioner raised concerns over tax 'discrepancies' on savings interest. Learn about your Personal Savings Allowance and how to resolve issues.
Birmingham Premium Bonds Winners Announced for January 2026
NS&I reveals January 2026 Premium Bonds winners. Birmingham savers scooped two £100,000 prizes and 12 other major wins. Check if your bond number is on the list.
Nationwide's £100 Bonus: March Deadline for Customers
Nationwide Building Society members must act before March to secure a potential £100 Fairer Share payment. Check if your accounts qualify for the annual bonus.
Savers with £5k+ told to act as banks slash rates
UK savers holding over £5,000 with major high street banks are urged to switch to online accounts for better returns as rates are cut. Discover the top three savings accounts now.
HMRC letters for savers with over £3,500
Nearly 900,000 UK savers may receive letters from HMRC to check tax on savings interest. Experts explain your obligations and what to do if contacted.
HMRC rejects £20k tax-free allowance call
HMRC has formally rejected a public petition to raise the Personal Tax-Free Allowance to £20,000, citing a £50 billion annual cost. The petition argues it would help with living costs.
Premium Bonds Luckiest Regions for Big Wins Revealed
Hampshire and the Isle of Wight is the luckiest UK region for winning £100,000 Premium Bonds prizes. See the full list of top areas for big NS&I prize draws and how the odds work.
ISA Limit Slashed to £12k, Pensioners Keep £20k Allowance
Chancellor Rachel Reeves confirms the cash ISA annual limit will be cut from £20,000 to £12,000 from April 2027. However, state pensioners aged 65+ will retain the higher £20,000 allowance. Read the full details.
Gen Z's Grand Retirement Dreams vs. Planning Reality
A new study reveals Gen Z's ambitious retirement visions of global travel and new hobbies, but a knowledge gap in pension planning threatens their future. Discover the data and expert advice.
Nationwide warns of 7-day payment delays
Nationwide Building Society responds to customer complaints over payments pending for up to seven days. The issue follows a recent £44m fine for weak financial crime controls.
How Gift Aid Can Increase Your Tax-Free Personal Allowance
UK taxpayers can use Gift Aid donations to extend their basic rate tax band and restore their personal allowance, offering effective tax relief of up to 60%. Learn how to claim.
HMRC 'Wait' Warning for ISA Overpayments
HMRC tells savers to 'wait' for a letter if they overpaid into an ISA. Find out the tax implications and the crucial steps you must take now to avoid penalties.
Teach Kids Money Habits from Age 3, Experts Advise
Financial experts urge parents to start teaching children about money as young as three. Discover the best savings accounts, Junior ISAs, and long-term strategies to build lifelong financial resilience.
HMRC Tax-Free Allowance Hiked to £20,070 for Some
HMRC increases the tax-free personal allowance for some households to £20,070. Learn how the Rent a Room scheme lets you earn £7,500 tax-free from lodgers.
Tax-Free Allowance to Hit £27,070 with Three Hacks
HMRC is set to increase your effective Personal Allowance to £27,070. Discover three legitimate 'hacks' including Rent a Room and Tax-Free Childcare that could save you thousands.
Get £175-£200 for Switching Bank Accounts Before Christmas
Major UK banks like Nationwide, Lloyds, and Santander are offering cash incentives of up to £200 for switching current accounts. Act fast to secure your festive financial boost. Compare deals and requirements now.
Mums could lose £85,000 under Labour pension changes
New analysis reveals mothers could be £85,000 worse off in retirement due to Labour's cap on tax-free pension contributions via salary sacrifice. See the full impact.
UK ISA rule change brings £162 penalty for cash holdings
UK households could be hit with a £162 tax penalty under new HMRC rules targeting cash held in Stocks & Shares ISAs. Learn how the 2027 changes affect your savings.
Savers warned of £8,000 ISA allowance cut
Experts warn of 'unnecessary tax' as the cash ISA limit drops to £12,000 in 2027. Learn how to protect your savings and maximise your personal savings allowance.
Act in 'Sweet Spot' for Big Car Insurance Savings
Consumer experts reveal the crucial three-week window to renew car insurance and slash costs. Learn the exact timing to avoid paying hundreds more.
Big Bank Savers Urged to Move Money for Better Rates
Money experts warn savers with major high street banks like Nationwide, Lloyds, and NatWest could be missing out on far better interest rates offered by online providers. Discover the top accounts now.
Lloyds Bank £4.2m Grants Fight Financial Stigma
Lloyds Bank's charitable foundations award £4.2 million to 66 UK charities, aiming to break down the stigma preventing people from seeking financial help. Discover how the fund works.
Santander to buy TSB in £2.65bn deal
Santander agrees to acquire TSB for £2.65 billion, creating the UK's third-largest bank. The TSB name is likely to disappear from the high street. Full details inside.
Check Your Premium Bonds for January Prizes
NS&I urges Premium Bonds holders to check for prizes after the first draw of 2025. Winners from Suffolk and Berkshire scoop £1m. See how to check and the latest prize fund rate changes.
Don't ditch salary sacrifice over new £2,000 rule
Experts warn UK households not to stop pension contributions despite a new cap on National Insurance savings from salary sacrifice. Learn how to protect your finances.
Nationwide £175 Switch Bonus Lands in January
Nationwide Building Society is paying a £175 cash bonus to new customers who switch accounts in January 2026. Find out the steps to claim this post-Christmas financial boost.
NatWest cuts savings rates from January 19
NatWest is reducing interest rates on multiple savings accounts from January 19, following the Bank of England's base rate cut. Savers are urged to review their options.
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