Households across England are being urged to check if they can access new cost-of-living payments worth up to £200, even if they are not currently claiming benefits. The cash comes from the Crisis and Resilience Fund (CRF), introduced under Mayor Andy Burnham and Chancellor John Healey, and is designed to help families with essential costs like food, gas, and electricity.
Who Can Apply and How
Unlike previous support schemes, you do not need to be on benefits to be considered. Eligibility is based on individual circumstances, and applications are made through your local council. Each council runs its own scheme, so the amount paid may vary. For example, Birmingham City Council previously paid out £200 grants under a similar cost-of-living scheme.
To apply, visit your local council's website and look for the Crisis and Resilience Fund section. The support prioritises those in most urgent need, including families with young children and vulnerable pensioners. Even if you are on Universal Credit, you may still be eligible, according to Birmingham Voluntary Service Council, which handles requests on behalf of the city council.
Official Guidance and Prioritisation
A spokesperson for Birmingham Voluntary Service Council said: "Please be aware that if you are not currently in receipt of any support services including Universal Credit – you may still be eligible for the Crisis Resilience Fund."
The Government confirmed: "From April 1, 2026, the new Crisis and Resilience Fund will be launched in England. The Crisis and Resilience Fund provides grant funding to local authorities in England to provide preventative support to communities, as well as assisting people when faced with a financial crisis."
Impact and Next Steps
This funding is part of a broader effort to tackle financial hardship. With energy bills and food costs still high, the £200 payment can make a significant difference. Households are encouraged to check their eligibility promptly, as funds are distributed by councils and may be limited.
For those in need, acting quickly is key. Visit your council's website today to find out how to apply and secure the support you are entitled to.



