FCA Proposes Major Mortgage Rule Changes for 2026
The UK's financial regulator unveils plans to modernise mortgage lending, aiming to help first-time buyers, the self-employed, and older borrowers. Reforms could begin in 2026.
Category : Search result: UK mortgage news
69,000 households face £321 monthly mortgage hike
Tens of thousands of UK homeowners face a sharp rise in mortgage costs as five-year fixed-rate deals from 2021 expire. Expert advice on navigating the remortgage shock.
HSBC Confirms Major Mortgage Rate Cuts This Week
HSBC UK has announced a series of mortgage rate reductions impacting millions, with cuts of up to 0.18%. See the full list of new rates for remortgages, home movers, and first-time buyers.
easyJet's free twilight bag drop at Birmingham Airport
easyJet introduces a free twilight bag drop service at Birmingham Airport for early morning flights. Passengers can drop bags the evening before and get discounted parking. Save time and travel easier.
UK house prices fall 0.4% in December 2025
UK house prices fell 0.4% month-on-month in December 2025, with annual growth slowing to 0.6%. Discover how the West Midlands and other regions performed and the 2026 outlook.
Barclays: Family Bank Lends £81k to Second-Steppers
Barclays reveals a fifth of second-steppers rely on family cash, averaging £81k. Discover the data shaping the UK property market and what experts say is next.
HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Welsh Housebuilder Upbeat on 2026 Housing Market Outlook
Family-run builder Llanmoor Homes reports a surge in enquiries post-Budget, predicting a strong 2026 for Welsh housing. Lower interest rates and Help to Buy scheme fuel optimism.
Nationwide: House Prices Fell in December, Slowdown to Continue
Nationwide's latest data reveals an unexpected 0.4% monthly fall in UK house prices in December 2025, with annual growth slowing sharply. Experts warn the market stagnation is likely to persist through 2026. Read the full analysis.
UK First-Time Buyer Mortgage Hits Record £210,800
First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.
Midlands 2025 Highlights: Good News Round-Up
From a selfless teen saving a life on a bus to Black Sabbath's historic reunion, discover the uplifting stories that defined the Midlands in 2025. Read the full round-up.
Mortgage Rates to Fall Below 3.5% in 2026
UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.
Mortgage rates set to tumble, brokers predict sub-3.5% deals
Brokers forecast a mortgage price war in early 2026, with rates potentially falling below 3.5%. Leeds Building Society has already cut rates, signalling a competitive start to the year.
Stafford & Rugby Named in Top 10 UK Property Hotspots
Lloyds data reveals the UK's top property towns for 2025, with Plymouth leading and two West Midlands locations making the list. Discover the full ranking and price growth.
Lloyds Bank issues major house price warning
Lloyds Bank reveals UK areas where house prices fell sharply, with one town seeing values drop over £36,000. Expert advice on navigating the shifting property market.
2025 UK House Price Hotspots: Plymouth Up 12.6%
Lloyds Bank reveals the UK's top property hotspots and coldspots for 2025. Discover where prices rose fastest, like Plymouth, and fell most, including Solihull. Get expert insights for your next move.
ITV's Ian Searle retires after four decades
ITV news director Ian Searle confirms his retirement after over 40 years with the broadcaster. His last day was December 22, and he starts a Master's in Comedy Writing in January. Read his heartfelt farewell.
Free Mortgage Switch Trick for Halifax, Nationwide, Santander
Halifax, Nationwide and Santander are allowing mortgage holders to switch deals months early without charges. Discover how to lock in lower rates and potentially save thousands.
UK Mortgage Rates Set to Drop Below 3% in 2026
UK homeowners could see mortgage rates dip below 3% by spring 2026, experts forecast. Falling inflation and lender competition are set to bring major relief. Read the full analysis.
Mortgage shock for 4.5 million UK households
Nearly half of UK mortgage holders will see bills rise by £768 a year as fixed deals expire. The Bank of England warns of payment shocks despite recent rate cuts.
HSBC offers £2,000 cashback for first-time buyers
HSBC boosts mortgage cashback to a maximum of £2,000 to help first-time buyers with upfront costs. Experts predict a potential price war in the UK mortgage market. Read the full analysis.
West Midlands Property Prices Fall £4k, Rebound Expected
Average asking prices in the West Midlands fell by £4,000 in December. Rightmove predicts a Boxing Day bounce and 2% growth in 2026. Read the full market analysis.
Lloyds Bank app feedback & first-time buyer affordability
Lloyds Bank responds to customer's app feature request as new data reveals improved affordability for first-time buyers, with mortgage costs stabilising. Read the latest updates.
Nine players could miss Chelsea vs Aston Villa clash
Aston Villa face defensive woes with Pau Torres a doubt, while Chelsea get a double boost. Get the latest team news and injury updates ahead of the Premier League fixture.
Lloyds: Rent Costs £259 More Per Month Than Mortgages
New Lloyds Bank research reveals renting is now £259 per month more expensive than average first-time buyer mortgage costs. Discover the shifting affordability landscape.
Mortgage rates predicted to drop below 3% next year
UK mortgage brokers forecast a major rate war in 2026, with deals potentially falling below 3%. Experts predict a 'mortgage comeback' driven by falling inflation and lender competition. Discover what this means for borrowers.
Liverpool vs Wolves: 16 players miss out with injuries
Liverpool and Wolves face a crippling injury crisis ahead of their Premier League clash, with 16 players combined ruled out. Get the latest team news and fitness updates here.
Chelsea vs Aston Villa: Key players out, six doubts
Aston Villa's title charge faces Chelsea's European push amid major injury concerns for both teams. Get the latest team news and predicted line-ups for this crucial Premier League fixture.
UK mortgage repayments to fall after Bank of England rate cut
UK homeowners and first-time buyers set for lower monthly costs after the Bank of England's base rate cut this week, unlocking pent-up housing demand. Read expert analysis.
Mortgage rates set to plunge below 3% in price war
UK mortgage rates are poised to fall below 3% by spring after a Bank of England rate cut, with lenders expected to launch a competitive price war in January. Discover what this means for homebuyers.
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