Boost Your Tax-Free Allowance to £18,570
Personal finance experts reveal how UK households can combine allowances to earn up to £18,570 tax-free. Learn how the starting savings rate works for lower earners.
Category : Search result: starting savings rate
HMRC may tax UK households with £3,500 in savings
UK households with savings over £3,500 could face surprise tax bills as HMRC tightens checks on bank interest. Learn your Personal Savings Allowance and how to prepare.
Warning for savers with £5,000+ as banks cut rates
Money experts warn Nationwide customers with over £5,000 savings to act now. Online banks offer better deals as high street giants prepare to slash rates following Bank of England cut.
UK households to see £275 monthly mortgage saving
UK homeowners could save around £275 a month as the Bank of England cuts rates. Tracker mortgages see immediate relief. Find out what it means for you.
HMRC penalty change for 12 million UK taxpayers
HMRC announces a cut to the late payment interest rate for Self Assessment returns. Over 12 million face fines if they miss the January 31 deadline. Act now to avoid penalties.
Nationwide sends £190 loan offer to millions
Nationwide Building Society has emailed millions of members about a new fixed-rate loan offer, with repayments from just over £190 per month. Get your personalised quote now.
Barclays cuts mortgage rates in major Friday change
Barclays slashes purchase and remortgage rates from 9 January, joining HSBC and Halifax. Experts predict fierce lender competition in 2026. Read the latest.
Reeves U-turn on business rate relief for UK pubs
Chancellor Rachel Reeves is set to reverse plans to scrap business tax relief, a significant win for British pubs facing steep rate hikes. Full details on the policy shift.
Nationwide's 4% ISA pays £400 on £10k savings
Nationwide Building Society is offering a 4% fixed-rate cash ISA, paying £400 interest on a £10,000 deposit. Experts urge savers to act fast as banks cut rates.
Pensioners missing out on thousands in tax relief
Millions of pension savers are failing to claim vital tax rebates, sacrificing thousands of pounds. Experts warn higher-rate taxpayers must act now to reclaim money from HMRC.
Barclays cuts savings rates, customers to earn less
Barclays warns savers of interest rate cuts from January 2026, following Bank of England's base rate reduction. Expert urges looking beyond high street banks for better returns.
Pubs face £150m rate hike, bosses demand urgent government action
Pub bosses warn of devastating closures as business rates threaten £150m blow. Industry leaders urge the government for a 'fast solution' after crisis talks. Read the full story.
69,000 households face £321 monthly mortgage hike
Tens of thousands of UK homeowners face a sharp rise in mortgage costs as five-year fixed-rate deals from 2021 expire. Expert advice on navigating the remortgage shock.
NS&I rate cut sparks urgent warning to savers
Following NS&I's latest rate reduction, finance expert Kevin Mountford urges savers to shop around for better deals. Discover top fixed and easy-access alternatives available now.
Barclays cuts savings rates on popular accounts
Barclays Bank is reducing interest rates on four of its most popular savings products, including the Rainy Day Saver, in a blow to millions of UK customers. Find out the new rates and effective dates.
Zombie firms set to collapse in 2026, warns think tank
A leading think tank warns of a surge in 'zombie' business failures in 2026, threatening jobs as UK unemployment remains at 5.1%. Experts urge policymakers to act.
NS&I cuts interest rates on new British Savings Bonds
NS&I has launched new issues of its fixed-term British Savings Bonds with reduced interest rates. Find out the new rates for 1 to 5-year terms and what it means for your savings.
Martin Lewis clarifies UK savings tax rules
Money Saving Expert Martin Lewis explains why hiding cash at home is a bad idea and clarifies exactly how tax on savings interest works for UK savers.
Savings Inertia Could Cost Brits £992 a Year
A new survey reveals over half of Brits haven't moved savings in a year, risking hundreds due to low high street rates. Experts urge action to switch accounts.
Savers with £5k+ told to act as banks slash rates
UK savers holding over £5,000 with major high street banks are urged to switch to online accounts for better returns as rates are cut. Discover the top three savings accounts now.
HMRC letters for savers with over £3,500
Nearly 900,000 UK savers may receive letters from HMRC to check tax on savings interest. Experts explain your obligations and what to do if contacted.
Savers warned of £8,000 ISA allowance cut
Experts warn of 'unnecessary tax' as the cash ISA limit drops to £12,000 in 2027. Learn how to protect your savings and maximise your personal savings allowance.
NatWest cuts savings rates from January 19
NatWest is reducing interest rates on multiple savings accounts from January 19, following the Bank of England's base rate cut. Savers are urged to review their options.
HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Pound struggles against Euro, down from 1.21 to 1.15
The Pound has fallen over 5% against the Euro in 2025, hitting 1.15. Experts warn it could drop further in 2026 and advise travellers to purchase currency now to lock in rates.
NatWest's £780 Savings Challenge for 2026
NatWest urges UK households to save £780 in 2026 with a monthly savings challenge. Martin Lewis' team also offers a 1p-a-day plan to save nearly £668. Start your financial year right.
NatWest cuts interest rates for UK customers
NatWest informs customers of reduced savings interest rates, effective 19 January. The move follows the Bank of England's base rate decision. Learn what it means for your money.
Lloyds Bank offers 6.25% interest savings account
Lloyds Bank launches a competitive 6.25% fixed-rate savings account for eligible Club Lloyds customers. Find out the monthly deposit rules and potential returns.
First-Time Buyers to Drive 2026 UK Property Sales
UK housing market forecast: First-time buyers lead 2026 sales surge as rates fall. Prices set to rise 2-4%, while rental growth slows. Get the full analysis.
Reeves' 2026 Tax Warning for Earners Over £35,000
Chancellor Rachel Reeves faces criticism over frozen tax bands, a 'stealth tax' pulling thousands into higher rates. Learn how it impacts wages and pensions.
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