Top 10 Cheapest Cars to Insure in UK: BMW Model in Third Place
Top 10 Cheapest Cars to Insure in UK: BMW in Third

Car insurance costs could be slashed to just £83 for popular vehicles, including Mini, Ford, BMW, and more. A string of popular cars can be insured for less than £100.

MGB: The Cheapest Car to Insure

The MGB is the cheapest car in the UK to get insurance for. Drivers with an MGB could pay an average of just £83 for their car insurance policy. Tom Banks, car insurance spokesperson at Go.Compare, said: "Some models cost more to insure due to factors like repair costs and risk of theft, so it might seem surprising that the MGB is the cheapest car to insure, but when you scratch beneath the surface, it makes sense. It was MG's top-selling model, meaning parts are widely available, and owners of these cars tend to be mature motorists who only take them short distances, all of which brings down the average premium."

Top 10 Cheapest Cars to Insure

Here is the list of the top 10 cheapest cars to insure in the UK:

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  • MGB - £83
  • Rover Mini - £116
  • BMW Z3 - £152
  • MG TF - £155
  • Toyota MR2 - £172
  • Peugeot 206 - £226
  • Audi A2 - £228
  • Jaguar XKR - £229
  • Mazda MX-5 - £232
  • Peugeot RCZ - £232

Top 10 Cheapest Cars to Insure for Under 25s

For younger drivers, insurance costs are higher, but these models offer the most affordable premiums:

  1. Volkswagen Fox - £529
  2. Seat Mii - £533
  3. Fiat 500 - £542
  4. Skoda Citigo - £543
  5. Mini One - £554
  6. Peugeot 108 - £555
  7. Citroen C1 - £570
  8. Ford Ka - £578
  9. Fiat Panda - £578
  10. Volkswagen UP! - £580

Kara Gammell of comparison website MoneySuperMarket advises drivers to focus on the level of cover they need when comparing policies and only buy the features they require. "Basic roadside assistance is usually the cheapest option, while national recovery, onward travel, and at-home start add extra protection, but can also add to the cost, so it’s important to tailor your policy, rather than assuming you need every add-on," she says.

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