A Birmingham postcode has been identified as the nation's leading location for burglary claims, according to a major new analysis of home insurance data.
Revealing Britain's Burglary Blackspots
Birmingham's B15 postcode area has emerged as the UK's primary burglary hotspot, with a staggering 57.7 claims for every 1,000 home insurance quotes processed over the past four years. This alarming figure places it significantly above the national average.
The research, conducted by MoneySuperMarket's home insurance experts, analysed claims data to identify the areas most vulnerable to break-ins. Following Birmingham B15 in the rankings is Solihull's B94 postcode, which recorded 39.2 claims per 1,000 quotes. The third highest rate belongs to Greater London's TW12 postcode district at 38.1 claims per 1,000.
This news comes as the Office for National Statistics (ONS) reported that burglary rates in England and Wales increased by 8% during last winter. The longer, darker nights provide increased cover for potential burglars, making home security particularly crucial during the colder months.
London Dominates High-Risk Areas
The data reveals a concerning concentration of burglary risk in the capital. Greater London postcodes account for 60% of the top ten burglary hotspots across the United Kingdom, highlighting a significant urban security challenge.
MoneySuperMarket's analysis provides a clear geographical picture of burglary risk, enabling homeowners in affected areas to take appropriate protective measures.
Seven Steps to Secure Your Home This Winter
Kara Gammell, home insurance expert at MoneySuperMarket, has compiled seven practical security measures to help Britons protect their properties regardless of where they live.
Embrace Smart Technology
Smart plugs offer a simple yet effective security upgrade. By programming lights to turn on and off at random intervals, you can create the appearance of occupancy even when the house is empty, acting as a powerful deterrent during early winter evenings.
Reconsider 'Beware of the Dog' Signs
Contrary to popular belief, these signs can actually make your home more vulnerable. Burglars often assume properties with dog warnings lack alarm systems or that alarms remain inactive. If you own a dog, experts recommend avoiding these signs altogether.
Install Security Cameras
Modern WiFi-connected security cameras do more than just record incidents; they visibly signal that a property is under surveillance. The ability to monitor your home remotely via smartphone or tablet provides protection and peace of mind whether you're at home or away.
Activate Your Alarm System
Alarm systems remain one of the most effective burglary deterrents, but only if used consistently. Many insurance policies may not cover theft if the alarm was not activated, making it essential to incorporate alarm activation into your daily departure routine.
Conceal Personal Calendars
Leaving calendars visible through windows can provide burglars with your schedule. A quick photograph can reveal exactly when your property will be unoccupied, so keep calendars and planners away from direct window lines.
Secure Spare Keys Properly
Hiding keys under doormats or flowerpots is notoriously unreliable, as burglars know all the common hiding spots. This practice not only increases vulnerability but could also invalidate your insurance. Instead, invest in an insurer-approved key safe.
Mark Your Valuables
Using a UV pen to mark possessions takes mere minutes but makes stolen items identifiable. The invisible ink only appears under blacklight, remaining undetectable to thieves while providing crucial evidence for police recovery efforts.
