A young mother of four children who receives Universal Credit has publicly challenged widespread misconceptions about life on benefits, revealing the significant financial pressures she faces despite government support.
Addressing the 'Free Money' Assumption
Millie, a 21-year-old from the United Kingdom who recently welcomed her fourth child, has taken to social media to confront the persistent belief that individuals claiming Department for Work and Pensions (DWP) benefits receive all necessities without cost. She expressed frustration at the notion that those on Universal Credit "get everything for free," stating this is far from her reality.
The Hidden Costs of Living on Benefits
In a candid online post, Millie explained that her Universal Credit payments must stretch to cover numerous essential household expenses. "I claim Universal Credit and I still have to use my own money to pay for essentials that me and my kids need," she said. "Food, gas, electric, water – you name it, I have to pay for it."
She emphasised that there are many hidden costs which people on benefits are still responsible for, contradicting the simplified view often presented by critics and online trolls. Millie is actively attempting to budget more effectively and save money as a result of these financial constraints.
Public Reaction and Broader Context
The mother's remarks sparked considerable discussion online, with responses ranging from supportive to critical. Some social media users replied with comments such as "It's called life" and "Welcome to real life," suggesting that covering essential costs is a universal experience. Others were less sympathetic, with one critic remarking "It must physically hurt to be that stupid."
Millie clarified that not everyone receiving Universal Credit qualifies for additional free support, and she supplements her income slightly through the TikTok Creator Fund from her video content. She elaborated on the nature of benefit payments: "Although you can see it as you do get 'free money' – that money goes into your bank account and you still have to make sure that you're paying everything, it's not free."
"Yes, it's not coming out of your pocket directly – you haven't worked for that money – but it's still coming out of your bank, which means that you still paid for it yourself," she concluded, highlighting the personal financial management required even with state assistance.
This personal account sheds light on the ongoing national conversation about welfare, the cost of living, and the realities faced by many families across the UK who depend on social security payments to make ends meet.