NS&I Launches New Green Savings Bonds with 3.82% Fixed Rate
NS&I Green Savings Bonds Offer 3.82% Fixed Rate

NS&I Unveils Issue 8 of Green Savings Bonds with Attractive Fixed Rate

National Savings and Investments (NS&I) has announced the launch of Issue 8 of its Green Savings Bonds, marking a significant opportunity for savers interested in environmentally friendly investments. This new issue offers a fixed interest rate of 3.82% gross/AER over a three-year fixed term, providing a stable return while contributing to green initiatives across the United Kingdom.

Key Features and Investment Details

The Green Savings Bonds require a minimum investment of £100, making them accessible to a wide range of customers, with a maximum limit set at £100,000 per person for each issue. Investors must be aged 16 or over and hold a UK bank account capable of receiving BACS payments. The bonds are designed to be held for the entire three-year term, during which withdrawals are not permitted, ensuring the funds are dedicated to green projects.

Interest on these bonds is earned daily and added annually on the investment's anniversary, with payment made upon maturity. The fixed rate is guaranteed for the full term, offering security against market fluctuations. Additionally, a cooling-off period is available in the first 30 days of investment, allowing customers to reconsider their commitment if needed.

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Supporting Green Projects and Government Framework

Money invested in Green Savings Bonds is used to finance green projects as part of the UK Government Green Financing Framework. This framework was updated in November 2025 to include nuclear energy projects, expanding the scope of eligible initiatives. The funding raised through these bonds is separate from NS&I's Net Financing target, which is set annually by HM Treasury, ensuring that investments directly support environmental goals.

Launched in 2021, Green Savings Bonds enable savers to contribute to government-led green projects, such as renewable energy and conservation efforts. They are issued alongside gilts to raise necessary funds, reinforcing the UK's commitment to sustainable development. NS&I, backed by HM Treasury, provides 100% capital security on all its products, including these bonds, offering peace of mind to investors.

Background and Availability

The previous issue of Green Savings Bonds was removed from general sale on November 26, 2025, making this new release a timely option for those looking to invest. Investors who have participated in previous issues can also invest in subsequent ones, either individually or jointly, enhancing flexibility. NS&I, one of the largest savings organisations in the UK, serves over 24 million customers with a range of savings and investment products, further solidifying its reputation in the financial sector.

This initiative not only offers a competitive return but also aligns with growing consumer interest in sustainable finance, making it a compelling choice for environmentally conscious savers seeking to make a positive impact while securing their financial future.

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