Major UK Banks Announce Widespread Branch Closures for 2026 and 2027
In a significant shift for the UK banking sector, Lloyds Bank, NatWest, and Santander have confirmed plans to close a total of 244 branches across the country in 2026 and 2027. This move reflects the ongoing trend towards digital banking and reduced footfall in physical locations.
Closure Details and Banking Hubs
The closures include 53 Lloyds Bank branches, 31 Halifax branches, and 11 Bank of Scotland sites, all part of the Lloyds Banking Group. In response, 15 new banking hubs will be established nationwide to provide in-person services for customers who prefer or require face-to-face banking support.
A spokeswoman for Lloyds Banking Group stated: “Customers want the freedom to bank in the way that works for them and we offer more choice and ways to manage money than ever before. From our leading apps and 24/7 messaging service to local banking options like our community bankers, PayPoint and access to all of our Lloyds, Halifax and Bank of Scotland branches, we’re giving our customers the flexibility to bank wherever and whenever they need us.”
Full List of Closures by Bank
Santander Closures (2026 and Early 2027):
- April 2026: Bangor, Berwick Upon Tweed, Boston, Bridgwater, Evesham, Kirkintilloch, Melton Mowbray, Mold, Newbury, Ramsgate, Scunthorpe, Tonbridge, Woking.
- May 2026: Andover, Banbridge, Bishop Auckland, Bridgend, Cwmbran, Enniskillen, Glengormley, Golders Green, Gosport, Haverfordwest, Heswall, Huntingdon, Leyland, Liskeard, Macclesfield, Mansfield, Merthyr Tydfil, Newton Abbot, Northallerton, Pontefract, Redditch, Ringwood, Shirley, Stafford, Stranraer, Stratford Upon Avon, Welwyn Garden City.
- January 2027: Leighton Buzzard, Ormskirk, Whitehaven, Wilmslow.
Lloyds Bank Closures (2026 and 2027):
- January 2026: Gillingham, Mitcham, Totnes, Ammanford, Bideford, Fleet, Chester-le-Street, Ivybridge, New Addington, Alfreton, Havant, Lewes, Swadlincote, Hedge End, Penzance.
- February 2026: Thornbury.
- March 2026: Leominster, Peterlee, Hucknall, Brigg, Caterham, Glossop, Stoke-on-Trent (Tunstall), Houghton le Spring, Manchester (Moston Lane), Seaton, Sleaford, Wymondham, Hedon, Okehampton.
- May 2026: Croydon, London (Victoria Street), London (Oxford Street), London (Tottenham Court Road), Bournemouth, London (Streatham High Road), Redhill, Falmouth.
- June 2026: London (Cheapside), Staines-upon-Thames, West Byfleet, Norwich, Birmingham (Kingstanding Road), Cardiff, London (Borough High Street), Birmingham (Hawkhurst Road), Birkenhead, London (Golders Green), Lymington, Altrincham, Crowborough, Lancaster, Southam, Birmingham (High Street, B65), Hinckley, Hull (Hessle Road), Wolverhampton (Tettenhall), Hull (Ings Road), Moreton-in-Marsh, Birmingham (Bordesley Green), Llangefni, Wareham, Reading, Tewkesbury, Sevenoaks, Uttoxeter, Hoddesdon, Kingswinford, London (Camberwell Green), Aberdare, Coalville, Heswall, Ringwood, Didcot, Newmarket.
- July 2026: Swansea.
- August 2026: Daventry, Bristol (Fishponds), Horncastle.
- October 2026: Ryde, Camborne, Chepstow, Birmingham (High Street, B17), Deal, Gorseinon, Totton, Stamford, Petersfield.
- March 2027: Clevedon, Ebbw Vale, Street, Honiton, Wednesbury, Stoke-on-Trent (The Strand).
Halifax Closures (2026 and 2027):
- January 2026: Middleton, Yeovil, Havant, London (South West – Garratt Lane), Seaford, Deal, Hastings, Skipton.
- February 2026: Horsforth.
- March 2026: Birmingham (Bearwood Road), Peterlee, Nelson, Sleaford.
- May 2026: London (North – Liverpool Road), Skelmersdale, London (West – King Street).
- June 2026: Ashton-under-Lyne, Chichester, Cwmbran, Horsham, London (North – Chaseside), London (South East – Surrey Quays), Ashington, Sutton Coldfield, Billingham, Nottingham (High Road), Ellesmere Port, Liverpool (Hunts Cross), Shipley, Manchester (Wilmslow Road), Bridgend, Cardiff (Albany Road), Bognor Regis, Leeds (Bramley District Centre), Greenford, Nottingham (Central Avenue), Goole, Halesowen, Thornaby-on-Tees, Chorley, Croydon.
- July 2026: Torquay.
- October 2026: Camborne, Buxton.
- March 2027: Mexborough, Armthorpe.
Bank of Scotland Closures (2026):
- January 2026: Larkhall, Bellshill, Glasgow (Crow Road), Tain, Erskine, Nairn, St Andrews, Castle Douglas, Gairloch.
- March 2026: Annan, Alexandria, Bishopbriggs, Helensburgh, Dingwall.
- June 2026: Glasgow (Baillieston Road), Penicuik, Aberdeen (Ellon Road), Haddington, Rutherglen, Broughty Ferry, Blairgowrie, Kelso, Stonehaven, Lochgilphead.
- July 2026: Balivanich, Largs.
- October 2026: Hawick, Grangemouth.
NatWest Closures (2026):
- Aldershot, Ashford (Middlesex), Barnet, Boston, Brentwood, Eastcote, Godalming, Grays, Halifax, Harlow, Hartlepool, Hemel Hempstead, Herne Bay, Hornchurch, Hove, Kirkby Lonsdale, London – Fulham Broadway, London – Spitalfields, London – Sydenham, London – Tooting, London – West End, Loughton – Old Station Road – Sainsburys, Manchester – Cheetham Hill, Manchester – Chorlton, Orpington, Palmers Green, Pontefract, Sheffield – Attercliffe – Attercliffe Road, South Shields, Southall, Waltham Cross, Welwyn Garden City.
Impact and Future of Banking
This extensive closure list highlights the rapid evolution of banking services in the UK, with a clear pivot towards digital platforms and alternative access points. Customers are encouraged to utilize online banking, mobile apps, and the new banking hubs to manage their finances. The closures are scheduled to occur gradually over the next two years, affecting communities across England, Scotland, Wales, and Northern Ireland.
