£200 Cost of Living Support for Households with Under £500 Debt
£200 Energy Bill Help for Households with Low Debt

Thousands of households across the UK can apply for a cash boost of up to £200 to help cover soaring energy and water bills this winter. The vital support is being distributed through a local council initiative designed to aid those on low incomes who are most vulnerable to fuel poverty.

Eligibility and Application Details

The scheme, known as the Heating Bank, is operated by Cheshire West Citizens Advice Bureau and is backed by funding from the Department for Work and Pensions (DWP) via the Cheshire West and Chester Council's Household Support Fund. It will remain open for applications until 31 March 2026.

Eligible households can receive up to two awards, but the total maximum support is capped at £200. Organisers have stated that to help as many people as possible with reduced funding, no more than one award (or an award plus a top-up) will be granted per household between now and the scheme's end date.

There is a crucial eligibility criterion regarding existing debt: any household that owes its energy supplier more than £500 will have its application automatically declined. Individuals in this situation are advised to speak directly to a dedicated debt team for alternative support.

How to Claim the £200 Support

Residents wishing to apply need to provide specific documentation to prove their circumstances. Required evidence includes:

  • Proof of address dated within the last three months.
  • Proof of benefits dated within the last three months, clearly showing the applicant's name.
  • Photographs of energy meters clearly displaying the current balance and barcode, or images of the In-Home Display unit.
  • Alternatively, a copy of the most recent energy bill featuring actual readings, not estimates.

A notable provision exists for those who previously received help: households that got an award between 1 May and 31 October 2025 may be eligible for a one-off additional top-up, subject to funding availability.

Important Considerations for Applicants

Officials behind the Heating Bank stress that this is not an emergency fund and that processing applications may take some time. They urge anyone in a crisis situation or struggling to pay imminent bills to contact their energy supplier directly or call the Adviceline on 0808 2787 806 for immediate guidance.

The primary goal of the fund is to provide targeted financial assistance to low-income vulnerable households who are in, or at risk of, fuel poverty. With the cost of living crisis continuing to squeeze budgets, this scheme represents a critical lifeline for eligible residents in the region before it concludes next spring.