The Department for Work and Pensions (DWP) is urging nearly one million eligible pensioner households across Britain to claim a significant financial boost, with Pension Credit potentially worth over £4,300 per year going unclaimed.
Who is Eligible for the DWP's Pension Credit?
According to the latest figures, an estimated 900,000 older people are failing to claim this vital top-up benefit. To qualify, applicants must live in the UK and have reached the State Pension age, which is currently 66. For couples, both partners must have reached this age.
Weekly income thresholds are key. You must have an income below £227.10 if single, or £346.60 if in a couple. These limits can be slightly higher for those claiming certain disability benefits like Attendance Allowance.
It is important to note that you do not need to be married or in a civil partnership to apply as a couple; living together qualifies. One partner makes the application, providing details of income and savings for both.
A Gateway to Essential Support
Pension Credit is more than just a cash top-up; it acts as a gateway to a wide range of additional support. Successful claimants can become eligible for:
- A free TV licence for those aged 75 and over.
- Help with council tax bills.
- Free NHS prescriptions and sight tests.
- Assistance with Royal Mail redirection costs.
The DWP benefit consists of two parts: the Guarantee Credit, which tops up your weekly income, and the Savings Credit, which provides extra money if you have some savings or a higher income.
Minister and Public Urged to Spread the Word
Labour's Pensions Minister, Torsten Bell, has made a direct appeal. "We're committed to supporting harder-up pensioners however we can," he stated. "Pension Credit is a simple way to give those who need it the most some extra support with bills or a free TV licence."
He added, "I'd urge anyone who thinks they, or anyone they know, might be able to claim Pension Credit, to take a few minutes out of their day to check and apply. This country's pensioners deserve every penny they are entitled to."
A real-life success story highlights the impact. One reader of Martin Lewis's Money Saving Expert website shared their experience after applying following advice in the site's tips. "Imagine my surprise on checking our accounts last month to see a payment of over £2,000 – backdated Pension Credit," they wrote. "Now receiving over £300 a month so am delighted and VERY grateful."
This case underscores the message from both the DWP and consumer champions: many people with savings may still qualify, and it is always worth checking eligibility for this substantial, underclaimed support.
