The UK Government has issued an urgent call to action, revealing that close to a million pensioner households are failing to claim a vital financial benefit that could boost their annual income by thousands of pounds.
Massive Unclaimed Support for Pensioners
Official statistics from the Department for Work and Pensions (DWP) show a staggering 910,000 eligible households were not receiving Pension Credit as of late December 2025. This crucial top-up benefit provides an average income increase of £4,300 per year, money that could significantly ease the cost-of-living pressures for older people on low incomes.
In response, a major new campaign has been launched by the Government in partnership with the charity Age UK. The initiative involves sending targeted letters to potential claimants identified through official records, aiming to ensure people receive the full support to which they are legally entitled.
What is Pension Credit and Who Qualifies?
Pension Credit is designed to supplement the weekly income of pensioners to a guaranteed minimum level. Currently, this is £227.10 for single people and £346.60 for couples. Importantly, you may still qualify even with an income slightly above these thresholds if you have certain costs, such as housing expenses, are a carer, or have a severe disability.
Pensions Minister Torsten Bell has emphasised the importance of checking, stating the country's pensioners deserve every penny of support available. The joint effort with Age UK is initially contacting 2,000 pensioners across England who are believed to be likely candidates but have not yet applied.
The Gateway to Essential Extra Help
One of the most critical aspects of claiming Pension Credit is that it acts as a gateway to other essential benefits. A successful claim automatically qualifies the recipient for the Winter Fuel Payment, a lifeline that has become even more vital after recent policy changes restricted it to those on means-tested benefits.
Beyond this, the benefit unlocks a suite of valuable perks, including:
- A free TV licence for those aged 75 and over.
- Help with NHS dental treatment, glasses, and hospital travel costs.
- Substantial council tax discounts, sometimes covering 100% of the bill.
How and When to Claim
The application process is straightforward. Claims can be made up to four months before reaching the state pension age, which is currently 66. You can apply online via GOV.UK, call the dedicated Pension Credit claim line on 0800 99 1234, or request a paper form by post.
For those who may have been eligible in the past, there is good news: claims can be backdated by up to three months. This means a successful application today could result in a lump sum payment covering the early winter period, providing immediate financial relief.
The overarching message from both the DWP and Age UK is clear: if you or a family member are over state pension age and on a lower income, taking a few minutes to check your eligibility could secure a major and ongoing financial boost.
