Eligible state pensioners over the age of 75 have a crucial window to reduce their TV Licence cost to zero before the BBC fee is expected to rise significantly next year. With reports suggesting the annual charge could approach £200 after the next increase in April 2026, securing a free licence now represents a vital saving.
Who Qualifies for a Free TV Licence?
The key to unlocking a free TV Licence is Pension Credit. This is a means-tested benefit designed for people over State Pension age who are on a low income. It is separate from the State Pension itself and consists of two parts: Guarantee Credit and Savings Credit.
To qualify for the free licence, you must be aged 75 or over and in receipt of Pension Credit. The benefit tops up weekly income to a minimum of £227.10 for single people or £346.60 for couples. If eligible, the free licence covers everyone living at the same address, regardless of their age.
How and When to Apply
Prospective applicants can apply for a free TV Licence when they turn 74. However, payment is still required until the end of the month preceding their 75th birthday. The current standard licence fee stands at £174.50 per year, so securing the free alternative saves households a considerable sum, especially with a price increase on the horizon.
As highlighted by Age UK, a valid TV Licence is legally required to watch or record live TV on any channel, or to use BBC iPlayer on any device, be it a TV, computer, tablet, or smartphone.
Other Available TV Licence Concessions
Several other discounts are available for specific groups. People who are blind or have a severe sight impairment can claim a 50% discount. For the household to benefit, the licence must be registered in the name of the eligible person.
Residents in qualifying care homes or sheltered housing may be eligible for an Accommodation for Residential Care (ARC) licence, which costs just £7.50 per year. This is only needed if you watch TV in your private accommodation, not in communal areas. Your housing administrator can confirm if your residence qualifies.
With the BBC licence fee set to rise again in April, now is the time for eligible pensioners to check their entitlement and apply, ensuring they are not faced with an unnecessary bill next year.
