The Department for Work and Pensions (DWP) has confirmed the state pension payment dates for July 2026. The state pension is paid directly into bank accounts every four weeks, with the specific payment day determined by the last two digits of the recipient's National Insurance (NI) number.
Payment Schedule Based on NI Number
According to the DWP, the July payment timetable is as follows: NI numbers ending in 00 to 19 will be paid on Monday; 20 to 39 on Tuesday; 40 to 59 on Wednesday; 60 to 79 on Thursday; and 80 to 99 on Friday. This system ensures that pensioners receive their payments on a consistent day each cycle.
First Payment and Adjustments
The DWP stated: “You’ll be asked when you want to start getting your State Pension when you claim. Your first payment will be no later than 5 weeks after the date you choose. You’ll get a full payment every 4 weeks after that. You might get part of a payment before your first full payment. The letter confirming your State Pension payment will tell you what to expect. The day your pension is paid depends on your National Insurance number. You might be paid earlier if your normal payment day is a bank holiday.”
Triple Lock and Recent Increase
The DWP previously noted that the Labour government’s commitment to the triple lock means pensioners’ incomes will rise by up to £2,100 over this Parliament, helping millions facing cost of living pressures. The state pension increased by 4.8% in April 2026, in line with annual earnings growth, bringing the weekly amount to £241.05.
Minister for Pensions Torsten Bell commented on the increase: “After a lifetime of work and contribution, people deserve a decent retirement. Raising the State Pensions faster than prices, ensuring it is a pension they can rely on, is how we make that a reality for millions.”
