Category : Search result: firsttime buyer rates


HSBC Confirms Major Mortgage Rate Cuts This Week

HSBC UK has announced a series of mortgage rate reductions impacting millions, with cuts of up to 0.18%. See the full list of new rates for remortgages, home movers, and first-time buyers.

Savers urged to review accounts as best rates drop

UK households are urged to check savings accounts this week as leading fixed rates fall. Experts advise shopping around for inflation-beating deals from building societies and digital banks.

HSBC cuts mortgage rates, brokers predict rate war

HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.

NatWest cuts interest rates for UK customers

NatWest informs customers of reduced savings interest rates, effective 19 January. The move follows the Bank of England's base rate decision. Learn what it means for your money.

UK First-Time Buyer Mortgage Hits Record £210,800

First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.

Mortgage Rates to Fall Below 3.5% in 2026

UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.

Mortgage shock for 4.5 million UK households

Nearly half of UK mortgage holders will see bills rise by £768 a year as fixed deals expire. The Bank of England warns of payment shocks despite recent rate cuts.

HSBC offers £2,000 cashback for first-time buyers

HSBC boosts mortgage cashback to a maximum of £2,000 to help first-time buyers with upfront costs. Experts predict a potential price war in the UK mortgage market. Read the full analysis.

HMRC slashes interest rate for late taxpayers

HMRC is reducing interest on late tax payments from 8% to 7.75% from January 9, following the Bank of England's base rate cut. Learn the new rates and key self-assessment deadlines.

Mortgage rates predicted to drop below 3% next year

UK mortgage brokers forecast a major rate war in 2026, with deals potentially falling below 3%. Experts predict a 'mortgage comeback' driven by falling inflation and lender competition. Discover what this means for borrowers.

71% in Wales Concerned Over Youth Unemployment

As the King's Trust nears its 50th anniversary, new polling reveals deep public concern over youth joblessness in Wales. Director Sarah Jones calls for urgent collaboration to unlock potential.

UK GDP growth slows to 0.1% in Q3

The UK economy slowed sharply between July and September, with GDP growth of just 0.1%. A slump in car manufacturing and falling household savings highlight the pressures. Read the full analysis.

Mortgage rates set to plunge below 3% in price war

UK mortgage rates are poised to fall below 3% by spring after a Bank of England rate cut, with lenders expected to launch a competitive price war in January. Discover what this means for homebuyers.

HMRC cuts late payment interest from 29 December

HMRC announces lower interest rates for late tax payments and repayments following the Bank of England base rate cut. New rates take effect from 29 December 2025. Find out how this affects you.

Cash ISA Rates Cut After Bank of England Move

Trading 212 cuts interest rates on its Cash ISA and other products following the Bank of England's decision to lower the base rate to 3.75%. Find out what it means for savers.

Senedd Backs £116m Business Rates Relief Scheme

The Senedd has unanimously approved a £116m transitional relief scheme to phase in tax increases for 25,000 Welsh businesses after the 2026 revaluation. Learn how this support will work.

Nationwide Slashes Mortgage Rates from January 2026

Nationwide Building Society will reduce its Standard Mortgage Rate by 0.25% to 6.49% from 1 January 2026, following the Bank of England's base rate cut. Find out what this means for your repayments.

Bank of England cuts interest rates to 3.75%

The Bank of England has cut interest rates for the first time since August, reducing Bank Rate to 3.75% in a tight 5-4 vote. Governor Andrew Bailey cited rising unemployment and moderating inflation. Read the full analysis.

Bank of England Cuts Base Rate to 3.75%

The Bank of England has cut the base interest rate to 3.75%. Martin Lewis explains what this means for your mortgage, savings, and loans. Read his full analysis.

Bank of England cuts interest rates to 3.75%

The Bank of England has cut the base rate to 3.75%, signalling a shift for savers and borrowers. Experts urge immediate action to secure top savings deals before banks follow suit.

BoE Cuts Interest Rates to 3.75% After Budget

The Bank of England has cut interest rates to 3.75%, its sixth reduction since the election. Governor Andrew Bailey warns of a 'sharper downturn' risk as growth forecasts are slashed. Read the full analysis.

NHS on high alert as flu cases hit record high

Flu cases in UK hospitals have reached a record high of 3,140, putting the NHS under severe strain. Health chiefs warn the service is 'not out of the woods' amid ongoing junior doctor strikes.

Page 1 of 4