First-Time Buyers Urged to Lock Mortgage Rates Now

Brokers warn first-time buyers to secure mortgage rates quickly as rising swap rates and political uncertainty may reverse recent cuts. Lenders like Nationwide and Santander cut rates, but experts predict hikes soon.

Lloyds Bank Ends £50 Overdraft Buffer from June 8

Lloyds Bank will remove the £50 interest-free overdraft buffer on packaged accounts from June 8, 2026, affecting Silver, Gold, and Platinum accounts. The Select account is also being converted to a Classic account.

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